What Kinds of Financial Aid Are Available?

Janice Campbell

Hi, I'm Janice Campbell, and I'm glad you're here! My mission is to help other homeschooling moms focus on the things that matter- family, literacy, creativity, growth, and service (and for me, each of those is grounded in the love of the Lord)- rather than being entangled by the mundane. I want to share a vision of the delightful adventure your family can enjoy while homeschooling through high school, and to give you a peek at the opportunities you can explore- entrepreneurship, travel, early college, talent development, and more. I'll also share favorite poems and reviews of good resources, as well as a dollop of opinion on mostly education-related topics. Subscribe to my RSS feed, and join the adventure!

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2 Responses

  1. Donna says:

    The problem is, you have to qualify for most of these options (grants and work study in particular). They’re awesome options, *if* you can get them. With the formulas they use on the FAFSA to determine the family’s contribution, if you can put food on your table and have even a little for giving to charity, you probably won’t qualify for these programs. So frustrating. I’m sure there are ways to ‘work the system’ by setting your student up as independent so they show no income, but haven’t taken the time to figure out that route.

  2. You definitely have to qualify for grants, but many more qualify than expect to. Even if the EFC seems high, it is worth pursuing. I tell families that the only foolish thing you can do with financial aid is to fail to apply to colleges because you assume you won’t qualify. It is easier now to qualify than ever before, unless you are truly wealthy. There are countless programs and options available–it just takes work to find them and apply.

    As I mentioned in the last post, you often stand a better chance of getting a good aid package from a private school. In addition, you may want to look at the Benjamin Kaplan book I linked to in the body of the post for ideas on paying for college. Just remember, there is more than one way to do college, so if your student needs a degree (not everyone does), there will be a way. Best wishes to your student!

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